A robust and well-structured credit mechanism is essential for ensuring a healthy and growing loan portfolio for NBFCs and Banks . To provide effective risk management and a streamlined mechanism of operations with the highest level of efficiency — while maintaining system integrity -- comprehensive and integrated analysis platform is needed. Process digitalization and the deployment of an integrated analysis solution by banks and NBFCs via a comprehensive software are therefore crucial. Such software can provide a one-stop solution for the Lending Business of NBFCs and Banks duly supplemented by the active role of Fintechs. The software can take care of various aspects of the lending operations in an integrated manner while ensuring, efficacy, transparency and effective risk management. Integrated Lending Business Process and Analysis The entire process involves a series of steps that need to function in an integrated and seamless manner. The...